Guide to Choosing Medicare Supplement Insurance

Helping North and South Carolinians choose the right Medigap plan

Which Plan Best Fits Your Needs?

With 10 different Medigap plans to choose from, figuring out which one fits you best can feel overwhelming. What are the key differences between each plan? Which one will cover the services you know you’ll need—and which offers protection “just in case”? Should you prioritize more coverage, or are you focused on keeping your monthly premiums as low as possible?

Our agents will walk you through all of these questions and help ensure every angle is covered. The more you understand, the more confident you’ll feel about your decision. We’ll be with you every step of the way—and once you’ve chosen your plan, we’ll also help you secure it at the best available price.

Key Things You Need to Know

We’ll walk through the key terms as we go, but you can expect to hear a lot about Part A and Part B deductibles—these are major factors when choosing your plan. We’ll also review excess charges, foreign travel emergency coverage, coinsurance, co-payments, and more. How much of these costs your plan covers will play a big role in how high or low your premiums are. We’ll make sure everything is clearly explained along the way, so please don’t hesitate to ask questions.