Medicare Supplement Plans
Guiding North and South Carolinians through every detail of Medicare.
Understanding the Various Medigap Plan Options
Plan A
Although this plan offers fewer benefits compared to other Medigap options, it still covers the 20% of outpatient medical costs that you would typically pay out of pocket.
Plan B
Plan B includes all the benefits of Plan A, plus coverage for your Medicare Part A hospital deductible.
Plan C
Plan C takes care of nearly all the out-of-pocket costs you’d typically owe, except for excess charges—an additional 15% fee that some healthcare providers may choose to bill.
Plan D
This plan provides extensive coverage, leaving you responsible only for excess charges and the Medicare Part B deductible.
Plan F
Plan F stands out as the most comprehensive Medigap option, covering 100% of the out-of-pocket expenses you’d typically face—which explains its widespread popularity.
Plan G
Plan G offers coverage nearly identical to Plan F. The only cost you’ll need to handle is the Part B deductible—after that, Plan G takes care of the rest.
Plan K
This plan trades lower premiums for reduced benefits. While it covers your Part A deductible, you’ll be responsible for sharing most other costs.
Plan L
Plan L and Plan K are very similar, but Plan L comes with higher premiums and lower cost-sharing.
Plan M
This newer plan provides broad coverage, leaving you responsible only for half of the Part A deductible, the full Part B deductible, and any excess charges.
Plan N
Plan N provides many of the same benefits as other Medigap options. You’ll pay your Part B deductible and any excess charges, while the plan covers the rest.
Find the Medigap Plan That Works Best for You
Medicare can feel overwhelming, but we’re here to make it simple. Use our free comparison tool to quickly see the key differences between Medigap plans and narrow down your top choices. If you’re still unsure which plan is right for you, our agents are ready to guide you every step of the way.